Payment Options
Sleep Now, Pay Later - Financing Made Easy
At Factory Direct Mattress Norman, we believe everyone deserves a great night’s sleep - without the stress of a big upfront payment. That’s why we offer flexible financing options to fit your budget, credit situation, and lifestyle. Whether you're upgrading to a king-size memory foam mattress or finally investing in a top-tier adjustable base, we make it easy to bring comfort home today.
We partner with three trusted financing providers to help you rest easy:
Synchrony
Ideal for customers with good credit, Synchrony offers low interest rates, longer payment terms, and even promotional financing on select purchases. Apply quickly in-store or contact the store location and they can email or text the application for you to access, and enjoy the convenience of manageable monthly payments.
Koalafi
Not perfect credit? No problem. Koalafi is designed for customers with fair or rebuilding credit. With fast approvals and flexible payment plans, Koalafi helps you get the mattress you need now - while helping you build your credit for the future. Scan the QR code for the application or visit the link below.
Snap Finance
Got no credit or less-than-ideal history? Snap Finance looks beyond the credit score to approve shoppers in seconds - no hard credit check required. It’s a great option if you're just starting out or have had a few bumps along the way. Scan the QR code for the application or visit the link below.
Why Finance with Us?
- Apply in minutes
- Take your mattress home today
- Choose the payment plan that works best for you
- No pressure, just options
Ready to sleep better tonight - and pay over time? Visit us in-store or contact our team to learn more about which financing option is best for you.
What Our Customers Are Saying
Financing Options
We have several partners with flexible payment plans that allow you to pay over several months with little to no interest.
Get Started Today
Let us help you improve your sleep and your life. Contact us today so we can focus on your unique needs.